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Money-Making Apps for 2023: Boost Your Income with Your Smartphone

10 Best Money-Making Apps for 2023: Boost Your Income with Your Smartphone

Are you looking for ways to earn extra cash or save money? With today's technology, it's easier than ever to make money using your smartphone. In this article, we present the 10 best money-making apps for 2023 that can help you increase your income or reduce your expenses. Whether you want to sell stuff online, participate in surveys, invest in stocks, or save on bills, there's an app for that. Read on to discover the best apps for your financial goals and preferences.

1. Mercari: Sell Your Stuff Online

Mercari is a popular app for selling and buying secondhand items, such as clothing, electronics, toys, and home goods. You can list your items for free and set your own price, and Mercari takes a 10% commission only when you make a sale. Mercari also provides shipping labels and insurance, making it easy and safe to ship your items to buyers. With over 50 million downloads and a 4.6-star rating on the App Store, Mercari is a great app for decluttering your space and earning money.

2. Swagbucks: Get Paid for Surveys and More

Swagbucks is a rewards app that pays you for taking surveys, watching videos, shopping online, and playing games. You can earn "Swagbucks" points that you can redeem for gift cards or cash via PayPal. Swagbucks also offers a $10 sign-up bonus for new users who earn 2,500 Swagbucks within their first 60 days. With over 20 million users and a 4.4-star rating on the App Store, Swagbucks is a legit and easy way to earn extra money in your spare time.

3. Acorns: Invest Your Spare Change

Acorns is an investment app that helps you save and grow your money by rounding up your purchases to the nearest dollar and investing the difference in a diversified portfolio of ETFs (Exchange-Traded Funds). Acorns also offers a variety of features, such as recurring investments, IRA accounts, and custom portfolios, that can help you reach your financial goals faster. Acorns charges a monthly fee of $1 to $5, depending on your account balance, but offers a free trial for new users. With over 10 million downloads and a 4.7-star rating on the App Store, Acorns is a smart and convenient way to invest in your future.

4. Rakuten: Save Money on Shopping

Rakuten (formerly Ebates) is a cashback app that rewards you for shopping at over 2,500 stores online or in-store. You can earn up to 40% cashback on your purchases, depending on the store and the product category. Rakuten also offers coupons, promo codes, and price comparisons that can help you save even more money. Rakuten pays out your cashback via PayPal or a check every three months, as long as you have at least $5. With over 10 million downloads and a 4.8-star rating on the App Store, Rakuten is a no-brainer for savvy shoppers who want to get the most bang for their buck.


5. Trim: Lower Your Bills and Fees

Trim is a financial app that helps you save money on your bills and subscriptions by negotiating them on your behalf or canceling them altogether. Trim can analyze your bank and credit card statements to identify recurring expenses, such as cable, phone, or gym memberships, that you might want to trim or cancel. Trim can also negotiate lower rates for your bills or fees, such as credit card interest or bank overdrafts. 

6. Stash: Invest in Stocks and ETFs

Stash is an investment app that allows you to invest in stocks and ETFs (Exchange-Traded Funds) with as little as $5. Stash offers a variety of investment options, such as socially responsible investing, dividend stocks, and fractional shares, that can fit your values and goals. Stash also provides educational content, investment insights, and personalized guidance to help you make informed decisions about your portfolio. Stash charges a monthly fee of $1 to $9, depending on your account balance and features, but offers a free trial for new users. With over 5 million downloads and a 4.5-star rating on the App Store, Stash is a user-friendly and affordable way to start investing in the stock market.

7. Honeygain: Earn Passive Income with Your Internet Connection

Honeygain is an app that allows you to monetize your unused internet data by sharing it with its network of clients. Honeygain pays you for every 10 MB of data you share, regardless of your internet speed or activity. Honeygain does not collect your personal information or track your online behavior, and uses strong encryption to protect your data. Honeygain also offers a referral program that can earn you extra cash by inviting your friends to join. With over 1 million downloads and a 4.4-star rating on the App Store, Honeygain is a unique and easy way to earn passive income with no effort.

8. Sweatcoin: Get Fit and Get Paid

Sweatcoin is a fitness app that rewards you for being active and walking outdoors. Sweatcoin tracks your steps and converts them into "sweatcoins" that you can redeem for products, services, or cash offers. Sweatcoin also offers a marketplace where you can buy or sell sweatcoins with other users. Sweatcoin does not require any payment or personal information, and respects your privacy and security. With over 50 million downloads and a 4.5-star rating on the App Store, Sweatcoin is a fun and motivating way to get in shape and earn rewards.

9. Turo: 

Rent Your Car and Make MoneyTuro is a car rental app that allows you to rent out your car to other people and earn money. Turo provides insurance, roadside assistance, and screening for renters, and takes a 10% to 35% commission from your earnings, depending on your car's age, model, and condition. Turo also offers a variety of features, such as delivery, pickup, and remote unlocking, that can make your rental experience more convenient and secure. Turo allows you to set your own price, availability, and rules for your car, and provides guidance and support throughout the process. With over 5 million downloads and a 4.5-star rating on the App Store, Turo is a profitable and flexible way to monetize your idle asset.

10. Decluttr: 

Sell Your Tech and MediaDecluttr is an app that allows you to sell your used tech and media, such as smartphones, tablets, CDs, DVDs, and games, for cash. Decluttr provides a free valuation tool that gives you an instant quote for your items, and pays you by check, PayPal, or direct deposit once you ship your items to them for free. Decluttr also offers a price promise that guarantees to pay you the highest price for your items, and a satisfaction guarantee that allows you to return your items for free if you change your mind. With over 1 million downloads and a 4.7-star rating on the App Store, Decluttr is a fast and easy way to convert your clutter into cash.

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